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Illustration of Principle #6: Integrated Debit and Credit Card

Illustration of Principle #6: Integrated Debit and Credit Card

| On 31, Dec 2018

Vairaj Arjune, Krishna Tripathi

Reach into your wallet, and you will surely find many plastic cards for membership clubs, credit cards, debit cards and so much more. With changing lifestyle and preferences, consumers no longer want to carry bulky wallets full of cards anymore and look for innovative services that provide enhanced speed and security combined with ease of use. To the rescue to those bulky wallets are the new integrated dual cards that allow individuals to access both their personal debit and credit card accounts from a single login. These dual cards are the banks’ strategies to challenge the emerging virtual payment modes like the United Payment Interface (UPI) and other digital payment apps such as Paytm and others.

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